You know, FruCool. As in, frugal + cool = FruCool.
How FruCool are you? Check out these tips courtesy of CreditKarma.
Are you FruCool?Pay with cash or debit card, avoid paying with a credit card. That way, you won’t buy more than you can afford and won’t incur interest fees.
- Use free services instead of paid services. Why pay for a gym, when you can take advantage your local neighborhood parks? Being financially healthy is just as important, so to stay on top of your credit health, get your credit score for free at CreditKarma.com.
- Save instead of spend. Fidelity Investments reports that Gen Y members between the ages of 20 and 29 are saving more, spending less and generally doing a better job of managing their money. Most (84%) have limited their discretionary purchases, and nearly half of those are putting aside a median of $150 a month for rainy days.
- It’s cool again to pack a lunch. Brown bagging is back! Calculate how much you can save at http://www.dinkytown.net/java/LunchSaver.html
- Coupons are FruCool – paying full price is not cool. According to Inmar, coupon redemption in the fourth quarter of 2008 grew nearly 10% compared with Q407.